Offset vs extra repayments

Offset or extra repayments?

They save almost the same in dollars — the real difference is flexibility and tax. See which fits you.

Either way, you save
interest, over the life of the loan
Paid off sooner by
Offset vs extra
~the same in $

Indicative estimate only — not financial advice, a quote or a credit offer. Figures exclude some fees and assume a standard principal-and-interest loan. Your real position depends on the lender and your circumstances. Speak with VV Advisory (Credit Representative [number to confirm] · Australian Credit Licence [to confirm]) for a tailored assessment.

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